The standard insurance amount of $250,000 per
depositor is in effect through December 31,
2013. On January 1, 2014, the standard
insurance amount will return to $100,000 per
depositor for all account categories except IRAs
and other certain retirement accounts, which
will remain at $250,000 per depositor.
Note:
Citizens State Bank is participating in the
FDIC's Transaction Account Guarantee Program.
Under that program, through December 31, 2009
all
noninterest-bearing transaction accounts
are fully guaranteed by the FDIC for the
entire amount in the account. Coverage under the
Transaction Account Guarantee Program is in
addition to and separate from the coverage
available under the FDIC's general deposit
insurance rules.
