Citizens State Bank

	CSBank Checking	Reward Checking
Minimum to open	$100 initial deposit	$500 initial deposit
Minimum requirements to avoid fees	No minimum balance	$500 minimum balance
Monthly fee	$1.00 for Privileged Status ShazamChek card	$9.00 if account balance falls below $500 $1.00 for Privileged Status ShazamChek card
Interest	Non-interest bearing	Compounded and credited monthly
Additional features	Fully itemized statement (imaged checks available for $5.00 monthly fee) Free checks with a $7500 total deposit relationship (includes checking, savings, CDs and IRAs) Free online banking Bill Pay is free for first 6 months & $2.00/month thereafter	Fully itemized statement Free checks with a $7500 total deposit relationship (includes checking, savings, CDs and IRAs) Free online banking Bill Pay is free for first 6 months & $2.00/month thereafter