|
Variable Percentage Rate
|
Your Annual Percentage Rate may vary monthly. The APR
for Purchases and Cash Advances is based on the WSJ
Prime Rate plus a margin. The rate is calculated
monthly by adding the margin applicable to the account
to the WSJ Prime rate. |
|
Grace Period
|
A minimum of 25 days from the Billing Date (provided
that the previous account balance is paid in full by its
Payment Due Date) |
|
Annual Fee
|
None.
|
|
Finance Charge Calcution Method
|
determined after review of your application and credit
history. $1.00 minimum finance charge (if the
total of a Finance Charge being added to your account is
less than $1.00 in any billing cycle) |
|
Other Fees
|
Returned Check Fee $35.00
Over Limit Fee $35.00
Late Fee $35.00
Periodic Statement copy $5.00
Transaction copy $5.00
|
|
Cash Advance
|
5% or 3.5% of the total dollar amount advanced,
whichever is greater
|
